
A reinsurer may also be a direct writer of insurance coverage risks as nicely. Purchase insurance is geared toward offering protection on the merchandise individuals purchase. Purchase insurance can cover individual buy protection, warranties, ensures, care plans and even mobile phone insurance coverage. Such insurance is normally very restricted in the scope of issues which are coated by the policy. Pollution insurance often takes the type of first-party protection for contamination of insured property either by external or on-site sources.